Conceptualizing and examining the critical success factors for implementing Islamic banking system towards banking sector of Iran: A mixed method approach

Document Type: Research Paper

Authors

1 Faculty of Management, University of Tehran, Tehran, Iran

2 Professor of Finance, Faculty of Management, University of Tehran, Iran

3 Assistant Professor of Management, EDC member and Visiting Professor at University of Tehran, Iran

Abstract

Islamic banking, as a major center for financial transactions in Islamic societies,
plays a key role in the development of Islamic economics. The fundamental essence
of Islamic banking system is based on the fact that although, Islam has forbidden the
interest in transactions, but trade and profit is encouraged and supported. The actual
implementation of the Islamic banking system due to its unique features can be the
source of many benefits and advantages for Islamic countries; and it is more
significant when we recognize that the banking sector is the largest body of Iranian
service sector of economy. However, a significant proportion of the banking system
has been Islamized in Iran. Therefore, this study seeks to use empirical evidence to
conceptualize and examine the critical success factors for the implementation of
Islamic banking system in the banking sector of Iran. To achieve this purpose using
mixed method approach, the research framework has been designed and examined.
The required data in the qualitative part of the study were collected after detailed
literature review and research background- through in-depth interviews with
banking executives and academic experts; then the quantitative part of the study for
framework examination was conducted using survey. Based on this study's findings,
the fitted model of critical success factors (CSFs) for successful implementation of
Islamic banking in the banking sector of Iran is proposed. Finally, both applied and
theoretical recommendations and directions are shown in this study.

Keywords

Main Subjects


Article Title [Persian]

مفهوم‌سازی و بررسی عوامل حیاتی موفقیت جهت پیاده‌سازی سیستم بانکداری اسلامی در بخش بانکداری ایران: به‌کارگیری رویکرد آمیخته

Authors [Persian]

  • سیدرضا سیدجوادین 1
  • رضا راعی 2
  • محمدجواد ایروانی 3
  • محمد صفری 1
1 دانشکده مدیریت دانشگاه تهران
2 دانشکده مدیریت، دانشگاه تهران
3 دانشکده مدیریت، دانشگاه تهران
Abstract [Persian]

بانکداری اسلامی محور اساسی برای تراکنش‌های مالی در جوامع اسلامی است ونقش کلیدی در توسعة اقتصاد اسلامی ایفا می‌کند. شالودة بنیادی نظام بانکداری اسلامی مبتنی بر این واقعیت است که گرچه اسلام بهره را در معاملات ممنوع کرده است، ولی از تجارت و کسب سود حمایت و تشویق کرده است. پیاده‌سازی واقعی و کامل نظام بانکداری اسلامی با توجه به ویژگی‌های منحصربه فرد آن منشأ مزایای بسیاری برای اقتصادهای اسلامی است. این موضوع آنجا اهمیت بیشتری پیدا می‌کند که بدانیم بخش بانکداری مهم‌ترین و بزرگ‌ترین حوزه از بخش خدمات را در اقتصاد ایران تشکیل می‌دهد. بر این اساس این پژوهش درصدد استفاده از شواهد تجربی جهت مفهوم‌سازی و بررسی عوامل حیاتی موفقیت در پیاده‌سازی نظام بانکداری اسلامی در بخش بانکداری در ایران است. برای دستیابی به این هدف، با به‌کارگیری رویکرد آمیختة مدل پژوهش طراحی و با حمایت داده‌های میدانی تحلیل شد. داده‌های مورد نیاز در بخش کیفی پژوهش پس از مطالعة تفصیلی مبانی نظری و پیشینة پژوهش با استفاده از مصاحبه‌های عمیق با خبرگان حوزة تحقیق شامل خبرگان دانشگاهی و سیستم بانکداری در ایران جمع‌آوری شده است. همچنین، در بخش کمّی با استفاده از روش پیمایشی مدل به‌دست آمده از پژوهش بررسی و چارچوب نهایی آن تحلیل و ارائه شده است. 

Keywords [Persian]

  • ایران
  • بانکداری اسلامی
  • روش آمیخته
  • عامل حیاتی سیاستگذاری
  • موفقیت
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